Pool Financing Options - Breakwater Construction

PoolFinancing

Looking to finance your custom Breakwater pool?

POOL FINANCING MADE SIMPLE

Building your dream pool should feel exciting — not overwhelming. That’s why Breakwater partners with two trusted financing specialists, Lyon Financial and HFS Financial, who understand pool projects inside and out. Together, we make it easy to explore your options, compare plans, and choose the path that fits your budget — without the confusion of traditional bank loans or high-interest credit cards. 

Enjoy a financing experience that’s simple, transparent, and designed specifically for pool owners — so nothing stands between you and your backyard retreat.

LYON FINANCIAL

Your Pool Financing Partner Since 1979

For more than 40 years, Lyon Financial has helped homeowners make their dream pools possible.
Unlike traditional banks or credit unions, Lyon focuses exclusively on pool and home improvement financing — offering low, fixed rates and personalized guidance every step of the way.

Why homeowners trust Lyon Financial:

Low, fixed rates with no prepayment penalties 
Loans up to $200,000 with terms up to 30 years 
No home equity or appraisal required 
Proudly veteran-owned with special military programs 
Live, knowledgeable loan specialists ready to help

HFS FINANCIAL

Fast, Flexible Financing Made Simple

With HFS Financial, you can finance your Breakwater project entirely online — with same-day prequalification and no impact on your credit score. Their streamlined process puts you in control, giving you the funds you need in as little as 48 hours after approval.

Why homeowners love HFS:

120% financing available 
Low, fixed rates with terms up to 20 years 
No home equity required 
Direct-to-consumer funding — you stay in control 
Fast, friendly service with real people 
4.7★ Google Rating | 2,400+ Reviews 
Live, knowledgeable loan specialists ready to help

HOW IT WORKS

Start your pool estimate

Choose your financing partner (Lyon or HFS)

Get approved quickly and lock in your rate

Watch your dream pool come to life

Your Backyard Dream Starts Today

Financing shouldn’t hold you back from the home you’ve imagined.  With Breakwater and our trusted partners, you’ll have a clear plan, flexible options, and a team that guides you from estimate to completion — so you can relax knowing you made a smart, confident investment in your home and family.

Imagine your dream
pool—let’s make it happen!

Use our quick pool pricing tool to get a rough cost in just a few minutes by answering a few simple questions.

*For a detailed quote and personalized design consultation schedule a time with one of our pool experts today.

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Understanding Your Financing Options

When considering a custom pool installation, understanding your financing options is crucial. Breakwater Construction collaborates with reputable financial partners to provide homeowners with flexible and accessible financing solutions tailored to their specific needs.

Our partners, Lyon Financial and HFS Financial, offer a variety of plans that cater to different budgets and financial situations. Whether you prefer low fixed rates, no prepayment penalties, or direct-to-consumer funding, we ensure you have the information necessary to make an informed decision about financing your dream pool.

Benefits of Financing Your Pool

Financing your pool can provide numerous benefits that enhance your overall investment. By opting for financing, homeowners can manage their cash flow effectively while enjoying the immediate benefits of a new pool.

For instance, financing allows you to start enjoying your backyard oasis without depleting your savings. Additionally, many financing options offer competitive interest rates and flexible repayment terms, making it easier to fit the cost of your pool into your monthly budget.

Why Choose Breakwater Construction

Breakwater Construction stands out in the pool construction industry due to our commitment to customer satisfaction and transparent financing options. We prioritize a seamless experience from the initial consultation to the completion of your pool project.

Our partnerships with financial experts ensure that you receive the best possible advice and support throughout the financing process. With a focus on clear communication and personalized service, we help you navigate your options, making your dream pool a reality without the stress of traditional financing methods.

Customer Testimonials

Hearing from satisfied customers can provide valuable insights into the financing process and the quality of service at Breakwater Construction. Our clients consistently praise our dedication to making their pool financing experience smooth and hassle-free.

Many homeowners have shared their success stories, highlighting how our financing options allowed them to realize their backyard dreams. These testimonials not only reflect our commitment to excellence but also serve as a testament to the positive experiences of our clients with both the construction and financing aspects of their projects.