Pool Financing Options: Custom Pool Funding Solutions

Pool Financing

Looking to finance your custom Breakwater pool?

POOL FINANCING MADE SIMPLE

Building your dream pool should feel exciting — not overwhelming. That’s why Breakwater partners with two trusted financing specialists, Lyon Financial and HFS Financial, who understand pool projects inside and out. Together, we make it easy to explore your options, compare plans, and choose the path that fits your budget — without the confusion of traditional bank loans or high-interest credit cards. 

Enjoy a financing experience that’s simple, transparent, and designed specifically for pool owners — so nothing stands between you and your backyard retreat.

LYON FINANCIAL

Your Pool Financing Partner Since 1979

For more than 40 years, Lyon Financial has helped homeowners make their dream pools possible.
Unlike traditional banks or credit unions, Lyon focuses exclusively on pool and home improvement financing — offering low, fixed rates and personalized guidance every step of the way.

Why homeowners trust Lyon Financial:

Low, fixed rates with no prepayment penalties 
Loans up to $200,000 with terms up to 30 years 
No home equity or appraisal required 
Proudly veteran-owned with special military programs 
Live, knowledgeable loan specialists ready to help

HFS FINANCIAL

Fast, Flexible Financing Made Simple

With HFS Financial, you can finance your Breakwater project entirely online — with same-day prequalification and no impact on your credit score. Their streamlined process puts you in control, giving you the funds you need in as little as 48 hours after approval.

Why homeowners love HFS:

120% financing available 
Low, fixed rates with terms up to 20 years 
No home equity required 
Direct-to-consumer funding — you stay in control 
Fast, friendly service with real people 
4.7★ Google Rating | 2,400+ Reviews 
Live, knowledgeable loan specialists ready to help

HOW IT WORKS

Start your pool estimate

Choose your financing partner (Lyon or HFS)

Get approved quickly and lock in your rate

Watch your dream pool come to life

Your Backyard Dream Starts Today

Financing shouldn’t hold you back from the home you’ve imagined.  With Breakwater and our trusted partners, you’ll have a clear plan, flexible options, and a team that guides you from estimate to completion — so you can relax knowing you made a smart, confident investment in your home and family.